Separation often creates immediate financial uncertainty as households transition from shared finances to independent budgets. This sprint focuses on understanding current spending patterns and developing a realistic short-term financial plan. Participants analyze their recent expenses, identify fixed financial obligations, and estimate the resources available to support independent living.

The session guides participants through building a 90-day separation budget that highlights available liquidity and potential financial gaps. Participants also explore contingency planning in case expenses exceed expectations or income changes during the separation period. By the end of the sprint, participants will have a clear picture of their financial runway and a practical plan for managing cash flow during the early stages of divorce.